About PD Finance – Your UK Mortgage & Protection Specialists

PAUL DEAN
Managing Director & Principal Advisor

At PD Finance, we believe mortgage advice should feel clear, calm and supportive. Whether someone is buying their first home, remortgaging or navigating more complex circumstances, our priority is to make the process feel simple and stress-free.

We’re based in Marston Moretaine, Bedfordshire, and support clients across the whole of the UK with straightforward, transparent guidance.

Who we are?

PD Finance is a UK mortgage and protection service created to offer a more personal, friendly approach to financial advice.

We combine modern, accessible communication with professional expertise, ensuring every client receives guidance that feels tailored, honest and easy to understand.

We specialise in helping:

First-time buyers
Home movers
Remortgage clients
Self-employed applicants
Clients with credit challenges
Buy-to-let landlords
Families looking for protection advice

Our goal is simple: clear advice, delivered with confidence and care.

Our Approach

We know that mortgages can feel overwhelming — especially with changing interest rates, lender rules and confusing online information. That’s why PD Finance focuses on:

Clear explanations without jargon
Whole-of-market comparison
Fast response times
A friendly, judgement-free experience
Support from first conversation to mortgage completion and beyond

We pride ourselves on building genuine relationships with clients, not rushing through transactions.

Meet the Team

Managing Director & Principal Advisor

Paul Dean

Paul leads PD Finance and provides mortgage and protection advice, working with lenders across the whole market. He specialises in helping clients who need reassurance, clear guidance and a calm, structured approach.

FCA Status:
Paul Dean is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority (FCA No. 454811).
Individual FCA Reference: 1007437.

Our Mission

Our mission is to provide mortgage advice that feels human, supportive and completely free from pressure. Every client deserves to feel confident, informed and in control — whether they’re buying their first home or exploring specialist mortgage options.

Our Experience

PD Finance brings together experience across:

Residential mortgages
Self-employed and contractor lending
Remortgages and product transfers
Protection advice (life insurance, critical illness, income protection)
Specialist and complex situations
Credit challenges such as CCJs, defaults and missed payments

We use our knowledge to help clients understand realistic options and make decisions with clarity.

Why Clients Choose PD Finance

Years of property industry experience
Degree-level and professionally qualified background
Whole-of-market access
Specialist knowledge across residential, buy-to-let and remortgage scenarios
Honest and straightforward communication
A calm, reassuring approach during time-sensitive situations
A genuine commitment to providing supportive, friendly advice

Our priority is always your best interests

If you'd like clear, friendly advice about your plans, we're here to help.

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Adrian Willmers

I'm absolutely thrilled with the service I received from Paul at PD Finance! From start to finish, they were professional, knowledgeable, and truly went above and beyond to help me secure the perfect mortgage for my needs. Their expertise and guidance were invaluable, and they made the entire process so much less stressful. I would highly recommend Paul to anyone looking for a trusted and reliable mortgage advisor. Five stars isn't enough - they're truly the best!

Shahzadeh

Paul is, hands down, the best mortgage broker I’ve ever worked with. His expertise, dedication, and willingness to tackle even the most challenging cases set him apart. While others may dismiss anything outside the norm, Paul takes the time to explore every option and ensures a smooth, stress-free process. He has always delivered for me.

His communication is prompt, professional, and crystal clear—exactly what great customer service should be. Having worked with him on multiple mortgage queries, Paul consistently provides personalized solutions and follows through to completion.

I can’t recommend Paul enough. If you’re looking for a knowledgeable, reliable, and dedicated broker, Paul is the one to trust. He’ll make the entire process seamless and deliver exceptional results every time.

Our Regulatory Information

Transparency is important to us.

PD Finance is a trading style of Paul Dean, who is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority (FCA No. 454811).
Paul Dean’s Individual FCA Reference: 1007437.